aca tobacco surcharge ACA's surcharges reduce smokers' insurance take-up, but do not increase smoking cessation, study finds Helping Smokers Quit — Opportunities

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While the plan does have flexibility to determine the timing of the reward payment, plan sponsors must exercise caution to ensure that all participants who qualify for the reward during the plan year actually receive the benefit

Section 502(a)(3) empowers participants to bring a civil action to enjoin any act or practice which violates any provision of ERISA Title I, or to obtain other appropriate equitable relief to redress such violations

Alera Groups whitepaper explains the two types of health-contingent programs and outlines the five essential components a health-contingent, outcome-based wellness program must include if it also includes a tobacco surcharge

Copenhagen and Grizzly both make an extra long cut natural variety