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It is a myth that smokers are denied insurance cover or have issues during claim process which often prevents many smokers from going for a life insurance policy

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However, there may be limits on the quantity or value of these items

"The rules are being set to pester us out of business one by one, slowly but surely," said Richard van Velthoven, manager at The Greenhouse, who said he feared being shut down for tobacco violations

[DOI] [PubMed] [Google Scholar] 47.Sherwin MA, Gastwirth CM