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Description
Spread tobacco on a baking sheet in a thin layer and place it in an oven set to the absolute lowest temperature settingusually 150-170F (65-75C) on most ovens
After completing the application, you will be required to provide additional documentation, such as your medical and prescription records, and most likely will be required to complete a life insurance medical exam During the life insurance application process, the insurance provider has a number of different ways to identify you as a smoker or tobacco user: Testing of Body Fluids As part of your medical exam, a health care professional will usually take samples of your blood, saliva and urine to identify substances present in your body that confirm whether you are a smoker or tobacco user
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