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Washington, D.C.: April 22, 2008

If an investigation reveals that the customer had failed to disclose alcohol or tobacco consumption habit, it could be treated as non-disclosure of a material fact, potentially leading to claim rejection or even policy cancellation, says Adarsh Agarwal, Appointed Actuary, Digit General Insurance

"Nicotine replacement therapy versus control for smoking cessation"

Restingstate synchrony in shortterm versus longterm abstinent alcoholics

One thing that could have been produced is a legally mandated reduction target for youth smoking, just like the legislation brought before the US Congress by the late senator John McCain

Some see it as an upgrade, others as a misplaced priority